Terms and Conditions
Welcome to securemywheels.com (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website and the services we provide. By accessing or using our site, you agree to be bound by these Terms. If you do not agree to these Terms, you must stop using our services immediately.
1. Our Service
SecureMyWheels is a licensed independent insurance brokerage specializing in auto insurance. Our core service is to act as an intermediary, collecting information from you to provide comparative insurance quotes from a wide network of partner insurance carriers.
Important Notice: We want to be clear that we are not an insurance company and do not underwrite or issue policies ourselves. The quotes we present are estimates based on the information you provide and are always subject to final approval by the respective insurance companies. The final premium may differ from the initial quote after insurers review your complete driving record, claims history, and other relevant factors.
2. Your Responsibilities
When you use our services, you agree that all information you provide is accurate, complete, and truthful. You understand that providing false or misleading information can lead to a policy being voided or canceled and may have serious legal consequences for insurance fraud.
You agree to use our website only for lawful purposes. You are strictly prohibited from:
Using our site to obtain quotes for anyone other than yourself without their explicit permission.
Attempting to gain unauthorized access to our systems, data, or user accounts.
Using any automated scripts, bots, or data-mining tools to collect information from our website.
Engaging in any activity that could damage, disable, or impair the functionality or security of our website.
3. Intellectual Property
All content on securemywheels.com, including all text, graphics, logos, images, software, and the design and layout of the site, is our exclusive property or the property of our licensors. This content is protected by United States and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our website for your personal, non-commercial use only. You may not copy, reproduce, modify, distribute, or use our content or trademarks without our express written permission.
4. Disclaimers and Limitation of Liability
Our website and services are provided to you on an “as is” and “as available” basis. We do not guarantee that our site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services, including but not limited to lost profits, data, or goodwill, regardless of whether we were advised of the possibility of such damages.
5. Indemnification
You agree to indemnify, defend, and hold harmless securemywheels.com, our employees, agents, affiliates, and partners from any claims, damages, losses, or expenses (including reasonable legal fees) that arise from your violation of these Terms or your use of our services.
6. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Miami, without regard to its conflict of law principles. Any legal disputes related to these Terms will be resolved exclusively in the state or federal courts located in USA Miami.
Before initiating any formal legal action, you and securemywheels.com agree to first attempt to resolve the dispute informally by contacting each other to find a mutually agreeable solution.
7. Changes to These Terms
We may update these Terms at any time to reflect changes in our services or legal requirements. When we make significant changes, we will post the revised Terms on our website and update the effective date. Your continued use of our services after these changes are posted constitutes your acceptance of the new Terms.
8. Contact Us
If you have any questions about these Terms of Service, please contact us at info@securemywheels.com.